North America Credit Officer - Working Capital for Community Needs

North America Credit Officer - Working Capital for Community Needs
Mission statement:  Working Capital for Community Needs, Inc. (“WCCN”) partners with
individuals and organizations in Latin America and the U.S. to build sustainable economic
opportunities that help people work their way out of poverty.  
Since our founding in 1984, we continue to implement sustainable economic and social
advancement programs through partnerships with microfinance institutions, development
organizations, and cooperatives in Ecuador, El Salvador, Honduras, Guatemala, Nicaragua and
Role Overview

WCCN is looking for a credit officer responsible for performing credit analysis for new loan
requests ranging is size from $100K up to $1MM. The credit analysis will be based on site visits
to existing and potential investees.  The position will most likely be based in Madison,
Wisconsin. Compensation will be commensurate to experience and past salary history.  

1. Partner and investments monitoring and reporting:
• Prepare annual loan reviews and modifications
• Analyze financial statements, management profiles, business / product cycles
historical operating performance and cash flow ability to develop an assessment
of credit risk
• Complete credit underwriting for loan requests including but not limited to
Working Capital loans
• Evaluate exit opportunities when they arise
2. Research and evaluate potential new investment opportunities
3. Inform investment decisions with country, sector, and social impact information

• At least 3 years of lending experience, ideally with a CDFI or an impact investment fund,
with knowledge of business lending products and services and commercial credit
standards. Experience in loan origination, due diligence, underwriting, and closing loans
is required.
• Prior experience and/or demonstrated interest poverty alleviation and international
• Demonstrated success in business development required, including:  identifying and
nurturing relationships; staying abreast on current trends; networking with other
• Superb interpersonal, written and verbal communication, and business relationship
• Driven, entrepreneurial, creative and flexible, and willing to work hands-on in a fast-
paced, growing organization.
• In depth knowledge of loan structuring, credit resolutions, banking/lending laws and
• A focus on detail-orientation, setting priorities, follow-up, and meeting agreed upon
benchmarks and deadlines.  Collaborative and comfort being part of a consensus-driven
leadership team.
• Minimum Professional Proficiency in Spanish required
• Ability to work in the United States required
• Bachelor’s degree required preferably in business or finance field; Master’s degree in
related field preferred.
To apply, please submit a resume, cover letter, salary history and writing sample to by May 15th, 2014.  Applications will be reviewed on a rolling basis.